German payment processor DECTA expects the euro-pegged stablecoin market to continue to evolve through 2026 as the European Markets in Crypto-Assets (MiCA) regulation comes into full force, bringing common European rules on reserves, issuer supervision and operational standards.
This regulatory foundation is expected to facilitate the integration of euro-regulated stablecoins into payment systems, trading platforms and tokenized financial infrastructures, DECTA said in a report published earlier this month.
According to the report, market growth over the next two years will depend on how quickly MiCA-authorized issuers create distribution channels and banking connections, the extent to which financial institutions adopt stablecoin-based settlement for tokenized assets and programmable payments, and strong consumer demand for euro-denominated digital assets on exchanges and payment apps.
The German payments company expects a gradual shift away from non-compliant or synthetic euro tokens in favor of fully regulated stablecoins as European platforms adapt to MiCA.
Nonetheless, the company anticipates uneven adoption across member states, due to differences in consumer awareness, local digital asset policy, and market maturity.
By 2026, euro-pegged stablecoins are expected to take a clearer and more regulated role in the EU’s digital asset stack, DECTA said, as part of a framework designed to prioritize stability, transparency and predictable oversight.
Learn more: Stablecoin Adoption “Exploding” – Here’s Why Wall Street Is Going All-In
