Ant Digital Technologies, the blockchain division of Chinese conglomerate Ant Group, has unveiled a new platform aimed at enabling AI agents, not humans, to become the primary participants in crypto transactions called Anvita.
Unveiled at the company’s Real Up summit in Cannes, Anvita is Ant’s bet on what it calls an “agent-to-agent economy,” in which autonomous software programs can hold assets, trade and make payments with little or no human involvement.
Anvita consists of two main products at its creation. The first, Anvita TaaS (Tokenization-as-a-Service), focuses on tokenizing real-world assets for institutions, including custody and treasury tools. The second, Anvita Flow, is a platform allowing AI agents to register, find each other, coordinate their tasks and settle their payments in real time.
“Pure RWA is just the ‘static infrastructure’ of digital assets,” said Zhuoqun Bian, president of blockchain business at Ant Digital Technologies. “The real transformation lies in the evolution towards an agentic on-chain economy, in which autonomous agents will not only analyze data: they will hold assets, execute transactions and optimize portfolios.”
Anvita Flow integrates the x402 protocol, developed by Coinbase and Cloudflare, which allows stable payments directly over HTTP. Agents interacting on the platform can instantly transact in a smaller amount using USDC, eliminating the need for traditional billing systems, subscriptions or human approval.
The system also includes an Agent Store with data collection, financial analysis and gaming modules. Developers can list their own agents and the platform supports major frameworks like OpenClaw and Claude Code, with flexible hosting options.
In practice, the potential extends beyond tokenized assets toward a more active on-chain economy. Agents could allocate resources, execute transactions, manage services on behalf of users, and automatically settle micro-transactions as they interact.
Ant Digital joins a growing group of companies building infrastructure for AI-driven commerce. Visa and Coinbase have released competing protocols for agent-based payments, with Visa’s Trusted Agent Protocol targeting railcard payment and Coinbase’s x402 targeting stablecoin micropayments.
Google unveiled its Agent Payments Protocol (AP2) in September, supported by more than 60 organizations. Mastercard has acquired stablecoin company BVNK for $1.8 billion in the largest stablecoin infrastructure deal on record, signaling that traditional payment networks also see blockchain settlement as part of their future.
The Solana Foundation reported that the network has already processed more than 15 million on-chain agent transactions, and Coinbase CEO Brian Armstrong said he expects agents to surpass humans in terms of transaction volume.
McKinsey predicts that AI agents could account for $3 trillion to $5 trillion in global consumer commerce by 2030.
However, usage remains lackluster. The x402 protocol currently generates daily volume of around $28,000, much of which comes from testing, with Artemis analysts reporting around half of the observed transactions as artificial activity.
Ant Digital’s blockchain, which already supports tokenized assets of various financial institutions, is currently pursuing USDC integration with Circle and applying for stablecoin licenses in Hong Kong, Singapore and Luxembourg.
