ING Deutschland, Germany’s largest retail bank, now allows customers to purchase crypto products tracking bitcoin ether and Solana directly from their bank securities accounts.
These products are true exchange-traded products backed by cryptocurrencies and issued by heavyweights like 21Shares, Bitwise and VanEck, the bank’s website says, adding that these alternative investment vehicles mirror coin movements and trade on legitimate exchanges through the bank’s Direct Depot setup. The Depot is a securities account offered by ING-DiBa, allowing users to trade stocks, ETFs and funds and designed for self-directed investors online.
The website describes these crypto ETFs as an easy on-ramp that connects directly to your everyday banking while avoiding the hassle of using wallets or keys.
The new offering highlights the growing demand for digital assets, with ordinary investors ignoring Bitcoin’s wild price swings for long-term bets. Research from Deutsche Bank shows that retail crypto adoption in Germany reached 9% in 2025, behind the 12% in the United States.
Martijn Rozemuller, CEO of VanEck Europe, said the cooperation with ING Deutschland provides low-threshold access to crypto investments.
“Many investors want a solution that integrates into existing custody structures while convincing with transparent costs. This is exactly what this partnership represents: it brings crypto exposure where investors already invest: in their securities account,” he said, according to the translated version of the press release.
Note that these crypto products benefit from the same tax breaks in Germany as owning Bitcoin outright: hold them for a year and benefit from doge capital gains tax.
