Ripple introduced native digital asset capabilities to its enterprise treasury management system on Thursday, allowing enterprise finance teams to hold, view and manage XRP and RLUSD alongside traditional fiat balances for the first time within a single platform.
The two features, called Digital Asset Accounts and Unified Treasury, are based on GTreasury, which Ripple acquired in 2025. This system processed $13 trillion in payment volume last year for customers ranging from small businesses to Fortune 500 companies. The digital asset layer adds to this existing infrastructure rather than replacing it.
Digital Asset Accounts allow treasury teams to create a Ripple-native digital asset account within the platform. Balances in XRP, RLUSD and other supported tokens appear alongside cash positions with real-time fiat valuations using live exchange rates.
Transactions are recorded automatically with native notional amounts, fiat equivalents and market price at the time of each event, creating an audit trail without manual entry. The system captures balances with a precision of 15 decimal places to match on-chain precision and eliminate rounding discrepancies that cause reconciliation issues.
Unified Treasury connects digital asset holdings from multiple external custodians through the same API connectivity layer that Ripple Treasury already uses for banking integrations.
“Digital assets have arrived on the CFO’s desk, and the question has shifted from whether to engage to how to do so without disrupting existing operations,” said Renaat Ver Eecke, senior vice president of Ripple Treasury.
The launch puts Ripple Treasury ahead of competing TMS providers, none of which currently offer native digital asset management.
Ripple said these two features are the first in a broader digital asset framework that will extend to cross-border settlement, business-to-business payments, and overnight yield of idle liquidity via repo markets, all powered by stablecoins.
