Stripe CEO, Patrick Collison, said that stablecoins were adopted because they provide faster, cheaper and more reliable payments to business than traditional systems.
Its remarks occurred in a pirate information thread on September 5, 2025, one day after the launch of Stripe and Paradigm, a tempo, a blockchain designed specifically for Stablecoin payments.
In his first comment on the Tempo announcement, Collison wrote that Stripe had been “disappointed with the usefulness of crypto payments for a large part of the last decade”. He said that the company’s opinion has moved while more and more companies were starting to use stablescoins for a routine financial activity.
Collison underlined Bridge, the provider of Stablecoin Stripe infrastructure acquired in October 2024. He declared that SpaceX uses it to manage money flows on the markets that are difficult to access, the Latin-American fintech of Dolarapp is based on banking services, and an importer of argentine bicycle uses the Stripe dashboard to pay the suppliers.
“These companies do not use crypto because it is crypto or for a speculative advantage,” wrote Collison. “They do a real world financial activity, and they found this crypto (via Stablecoins) is easier, faster, better than the status quo. »»
When asked if people would end up “paying with tempo”, Collison said that the blockchain was intended to work behind the scenes. He compared it to financial messaging systems like Swift or ACH, noting that consumers may not interact directly with the tempo but would benefit from its effectiveness. He described “Swift Swift decentralized and on the internet scale” an imperfect but useful analogy.
In the answer to another question (on the reasons why companies find cryptographic payments)Collison has described five reasons for which companies prefer stablescoins: close instant settlement which reduces liquidity trapped, costs lower to card payments, the greatest reliability in cross -border transfers, less conversions of currencies and direct access to the chain to American dollars.
He also rejected the idea that adoption is mainly regulatory arbitration. Collison said that stablecoins are now explicitly regulated in the United States under the Act on Engineering and Europe under Mica, and argued that their call lies in the resolution of the friction of the high volume monetary movement.
In Thursday’s announcement, Tempo was registered as a “First” blockchain of “payment” built from zero for stablecoins, combining the global experience of Stripe payments with research on paradigm cryptography. Companies have said they launched the network to provide an infrastructure adapted to the payment needs of the real world as stabbed go to consider consumer use.
Tempo design emphasizes low predictable costs, optional confidentiality and the possibility of paying transactions and gas costs in any stablecoin. It includes a dedicated payment route with features such as memos and access lists, and is compatible with EVM, operating on the Reth client. Stripe and Paradigm have said that the blockchain is designed to treat more than 100,000 transactions per second with a finality of less than a second.
The network aims to support global payments and payroll, funding, token deposits which can set up 24 hours a day, integrated financial accounts, microtransactions and what companies call “agency payments”.
Stripe and Paradigme have also underlined governance. They declared that Tempo will work as a neutral platform for Stablecoins, secured by a set of independent and diverse validators, with a roadmap towards a validation entirely without authorization.
The project was launched with a large list of design partners, including Visa, Standard Charterd, Deutsche Bank, Nubank, Revolut, Shopify, Openai, Anthropic, Couang, Doordash, Lead Bank and Mercury.
