Exodus (EXOD), a longtime provider of self-custodial crypto wallets, is expanding into digital payments with a new product called Exodus Pay.
Launching in early 2026, the service is designed to allow users to hold, spend and send stablecoins from a single application, without giving up control of their assets, Exodus announced on Tuesday.
Users will be able to spend stablecoins anywhere cards are accepted, send money using a phone number, and earn rewards for holding and spending balances. Importantly, Exodus said in a press release that this is all based on self-custody, meaning users hold the keys to their money.
The app’s design builds on what Exodus sees as a generational shift. More and more people, especially younger users, are opting out of traditional banks and looking for flexible ways to use digital money in real life. By anchoring this experience in stablecoins, Exodus said it hopes to reduce the friction that has historically accompanied crypto payments.
The rollout begins early next year, with a waiting list now open.
