International stablecoin payments between businesses will total $5 trillion by 2035, fintech analysts at Juniper Research said in a new report.
This figure would be 373 times higher than the total estimated value of $13.4 this year.
“Stablecoins are increasingly integrated into cross-border business-to-business (B2B) transactions, treasury operations and supply chain settlements, where their programmability and 24/7 settlement finality provide advantages over correspondent banking rails,” the research firm said, adding that they are “disrupting correspondent banking channels.”
Juniper said growth is driven by stablecoins which increasingly address the current inefficiencies of cross-border payments managed by traditional finance.
The company estimates that 85% of the total value of stablecoin transactions in 2035 will come from B2B, with cryptocurrencies linked to fiat currency moving from a speculative asset to a fundamental layer of institutional payments infrastructure.
Stablecoins are increasingly integrated into international business-to-business payments, treasury operations and supply chain settlements, as their 24/7 rapid settlement purpose offers advantages over corresponding banking rails, the company said.
“Stablecoins do not replace payments infrastructure; they are adopted where the benefits are most pronounced,” said Jawad Jahan, research analyst at Juniper. “Cross-border B2B is where these benefits are greatest and where we expect the strongest volume growth over the forecast period. »
He suggested that stablecoin issuers should focus on corporate integrations and treasury partnerships to capture the majority of this value.
Earlier this month, Chainalysis said stablecoins were poised to become a fundamental part of global finance, with adjusted transaction volumes expected to reach $719 trillion by 2035. The blockchain intelligence firm also said that when crypto becomes the default for the next generation, “the question is no longer whether stablecoins compete on traditional rails, but how quickly they will replace them.”
