The cryptographer of Ripple J. Ayo Akinyele says he pushes to make XRP Ledger (XRPL) the “first choice for institutions looking for innovation and confidence” – and to do it with tools before confidentiality.
Akinyele, a main director of engineering at Ripple, presents the case in a blog article published Thursday, arguing that finance cannot work without confidentiality while public blockchains are built for transparency.
The path, he says, is a programmable privacy which allows “honest participants to control what is revealed, to whom and under what circumstances”, while giving regulators the disclosure they need.
Confidentiality as an infrastructure, no secret
Akinyele maintains that chain confidentiality should be a basic protection, analogous to encryption that provides online banking services.
He underlines the evidence of zero knowledge (ZKPS) – The cryptography which proves that a declaration is true without exposing the underlying data – as a mechanism for private but compliant transactions (for example, proving the completion of KYC without disseminating identities to the whole network).
In his opinion, without integrated confidentiality, the institutions will not move the basic work flows to public registers; Without responsibility, regulators do not register. ZKP, selective disclosure and hardened wallet infrastructure are supposed to be this circle squarely.
Scale without sacrificing confidence
Beyond privacy, Akinyele maintains that scalability should not be done at the expense of security or decentralization.
It highlights the confidence execution environments (TEE) for a fair transaction order to curb the pioneer and confidential calculation for the execution of sensitive logic outside the chain while issuing verifiable results – both intended to reduce the risks of structure of the market without returning to the intermediaries.
For the future, it sketches two milestones.
First, in the “next 12 months”, he said that he focused on the realization of XRPL the institutional defect by applying ZKPS to allow private and compliant transactions which also improve the flow.
Second, in 2026, he expected that confidential versatile tokens (MPT) – an XRPL standard to come – put token guarantees preserving confidentiality on the market. This is, he says, an essential step for the institutional adoption of real assets (RWAS) and DEFI (decentralized finance).
Akinyele also positions XRPL as “uniquely to reject what he describes as” several dollars of active dollars who should move on the head during the next decade “, citing the decentralized operational history of the great book, the primitives has already been oriented towards finance.
“The future of blockchains belongs to manufacturers who delete unnecessary confidence,” he concluded – arguing that if systems can prove accuracy, prevent improper use and protect data, public books can deliver confidentiality, compliance and efficiency including institutions.
