XRP exchange-traded funds (ETFs) saw their biggest inflows since January amid a series of developments at related company Ripple and favorable price action for the world’s fourth-largest token by market capitalization.
The five U.S.-listed XRP spot exchange-traded funds reported a total of $25.8 million in net inflows on Monday, the largest single-day haul since Jan. 5, when they withdrew $46 million in their first week of trading, according to SoSoValue data.
Franklin Templeton’s XRPZ leads with $13.6 million, followed by Bitwise’s XRP with $7.6 million and Grayscale’s GXRP with $4.6 million. Canary’s XRPC and 21Shares’ TOXR reported no flows for the day.
Cumulative net inflows across all XRP spot ETFs now stand at $1.35 billion, with total net assets at $1.18 billion, representing approximately 1.3% of the XRP market cap. Each XRP fund rose more than 4% on Monday, alongside the underlying token, which climbed 1.2% over 24 hours to $1.47.
These flows come as Ripple announced the successful closing of a $200 million credit facility from funds managed by Neuberger Specialty Finance, the dedicated asset-based investing team within Neuberger, a global investment management firm.
The facility will support the continued growth of Ripple’s multi-asset brokerage platform, Ripple Prime, amid growing customer demand for institutional-grade services and margin financing solutions.
Last week, Ripple said it had completed a tokenized US Treasury settlement pilot on the XRP Ledger with JPMorgan, Mastercard and Ondo Finance, processing redemption in less than five seconds and connecting public blockchain rails with traditional interbank settlement infrastructure.
Separately, Ripple revealed a four-phase plan to make the XRP Ledger quantum-proof by 2028, positioning it for a potential “Q-day” when quantum computers can break current cryptography.
The roadmap included an emergency “Q-Day Readiness” phase that would force a migration to quantum-secure accounts and enable recovery of funds using zero-knowledge proofs if quantum threats arrive sooner than expected.
Such institutional use cases can strengthen ETF buyer sentiment because they give XRP a function beyond speculative trading.
Meanwhile, spot Bitcoin ETFs are on track for their seventh straight week of net inflows, with more than $3.4 billion absorbed during the streak. The trend of bitcoin leading, altcoin ETFs capturing the spillovers, and ether lagging has continued for most of the year.
XRP remains down 39% over the past six months despite ETF interest, with the token still well below its July 2025 all-time high near $3.65.
